Realtor-selling Conesus Lake & Livingston Co, NY
CATHY MAGGIO, SELLING NY - ONE YARD AT A TIME!
Cathy Maggio

Great 4 BR Cape Cod. Large yard & lots of storage in Nunda


 

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SAVE MONEY on your ELECTRIC & GAS bills!!


AMBIT ENERGY

Energy Companies have now been deregulated & you have a choice on who provides your energy.  I'm an Independent AMBIT ENERGY Consultant & by using AMBIT ENERGY you can save money on a bill that you have to pay every month anyway.  Nothing changes for you, you still get your bills from your current company, you still call them if you have any problems with your service but with Ambit as your provider you will be gauranteed a 7% savings the 1st 2 months & anywhere from 1% & up annually.   There are NO contracts to sign, NO penalties if you decide to change back.   Just keep an extra few $$ in your pocket.   Who doesn't want to save money?

www.cathym.joinambit.com

or email me @ cathy@hometn.com

or call  585-329-9303


There are currently no Announcements.
 

Conesus Lake area weather



Every time a home sells, a child benefits!


 


I can show you ANY LISTINGS - ReMax or others! Just call to view.


 

 Contact Cathy at 585-329-9303  or email: cathy@hometn.com

 


Hi! Welcome to my web page


 

 

Welcome to my web site, your source for the ConesusLake & Fingerlake area & all of Livingston and surrounding county area real estate.

In today's competitive real estate market, timing is everything.  Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Lakeville with my New Listings Notification

 If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

  In today's market,  there are also many bank foreclosures, short sales, distressed properties,HUDs and bank owned properties available.

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction. I can give you tips on home purchases, first time home buyer programs & staging your home.  You can find mls listings with many photos and maps

In addition, if you have any general questions about buying or selling real estate in New York, please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Cathy Maggio
Remax Hometown Choice

You can email me at cathy@hometn.com

Homes On Conesus Lake | Conesus Lake Real Estate | Real Estate Livonia | Livonia Property For Sale | Property For Sale Conesus Lake |Conesus Lake Realtor Agent Forclosures  Hud Bank owned  Staging  Distressted Properties  First time buyers Geneseo  Avon Lima Honeoye Falls Honeoye Mendon Rush Henrietta Caledonia

 

 


 Selling NY Real Estate- one yard at a time!!

 


Take a Look at Livingston County!


Home to the two western-most of the Finger Lakes - Conesus Lake and Hemlock Lake.

 TRY SOME OF OUR AREA RESTAURANTS:  
 
   The "new" NORTHSHORE Grill located on Big Tree Rd, Lakeville
   The "new" EMBERS Woodfire Grill in Livonia Village 
   FRATELLI'S Italian Restaurant in Avon
   The BEACHCOMBER Caban/Grill, catering & new motel. W. Lake Rd, Conesus
   GENESEE RIVER Restaurant & Reception Center. Main St., Mt.Morris
 
 
                                                         
H ome to Letchworth State Park, the "Grand Canyon of the East."

 

 

 


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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